Super choice means most employees can choose the super fund they want. Here's how it works.

• Super choice means most employees can choose the super fund they want.
• Employers should let their employees choose their fund at least once a year. Super choice forms can be downloaded from the ATO website.
• There are no rules for how employers should choose their company's default fund.
• Employers should only send superannuation contributions to funds registered as complying with the superannuation regulator APRA.

Super choice is when your employer allows their employees to choose the MySuper product or super fund they want. You don't have to use the one chosen by someone else like your employer, industrial award or workplace agreement.

Super choice gives employees the option to swap out of the default MySuper product or fund that was chosen for them and go to another MySuper product
or fund. But only if you want to. The point is you have a choice.

But equally it doesn't mean employees can choose any super fund they want either. You have to already be a member of the super fund you choose, and the
fund has to be willing to accept your super contributions from your employer.

And if an employee decides to exercise their rights under super choice and join a different fund, those super funds aren't allowed to force the employer to
become a 'participating' or registered employer of that fund.

Does super choice apply to you?

You are eligible for super fund choice, that is, free to choose your own MySuper product or super fund, if you are:
• Employed under an industrial award or registered agreement.
• Employed under a notional agreement preserving state award (NAPSA).
• employed under an award or industrial agreement that does not need super contributions.
• Employed under an enterprise agreement or workplace determination made on or after January 1, 2021.
• Not employed under any state award or industrial agreement - this includes contractors who are eligible employees for super purposes.
• Not a member of a government-run or private defined benefit super fund, a fund undergoing a merger, or on a temporary working visa.

How companies choose their default MySuper product

Under super choice, employers have to ask their employees at least once a year what MySuper product or super fund they would like to have their super
contributions sent to.

Employees who want to make a super choice must fill in a special ATO form, a copy of which is available on the ATO website. It is illegal for
employers to give employees recommendations or advice on superannuation.