|  | | CareSuper Personal PlanCareSuper is a multi-award-winning Industry SuperFund that's for anyone who values high performance, low fees and a smoother ride over the long term. They use an active investment management approach to deliver strong longterm returns with less volatility. This approach also enables them to review the ... Read more |
|  | Product Size:
$923.82 Million |
|
CareSuper is a multi-award-winning Industry SuperFund that's for anyone who values high performance, low fees and a smoother ride over the long term. They use an active investment management approach to deliver strong longterm returns with less volatility. This approach also enables them to review the environmental, social and governance (ESG) credentials of every investment to maintain the highest standards. They ask their investment managers to do the same. This ensures CareSuper always remains a strong and sustainable super fund. They are committed to achieving net zero carbon emissions in their investment portfolio by 2050.
CareSuper has been helping each of their members feel confident in their financial future for over 35 years. They provide a superior service offering, including financial education and advice. For those looking to transition to retirement or retire permanently, CareSuper's range of flexible, highly rated retirement products can be designed to suit your needs.
- CareSuper is open to all and is run only to profit members.
- Low fees and no commissions, means more for your future.
- Choose from 12 Managed and Asset Class investment options, plus a Direct Investment option.
- Flexible insurance options - members can apply for Death, TPD, and Income Protection cover (if eligible).
- Financial advice is available as part of your membership.
- Online account access and mobile app to manage your super conveniently. • An extensive range of online education tools.
| Investment Performance | Growth Asset
Weighting | 1 year (p.a.) | 3 years (p.a.) | 5 years (p.a.) | 7 years (p.a.) | 10 years (p.a.) | | Alternative Growth | 75.0% | 6.95% | 5.24% | 5.77% | 6.11% | 6.86% | | Australian Shares | 99.0% | 9.14% | 8.14% | 8.64% | 8.41% | 8.03% | | Balanced | 77.0% | 7.28% | 5.17% | 6.15% | 6.50% | 7.15% | | Capital Stable | 42.5% | 4.66% | 2.77% | 3.17% | 3.54% | 4.12% | | Conservative Balanced | 57.5% | 6.32% | 3.83% | 4.29% | 4.60% | 5.17% | | Direct Property | 0.0% | -7.54% | 2.21% | 2.77% | 4.90% | 6.80% | | Fixed Interest | 0.0% | 0.69% | -1.16% | 0.07% | 0.83% | 1.62% | | Growth | 92.5% | 9.38% | 6.14% | 7.20% | 7.47% | 7.98% | | Overseas Shares | 99.0% | 16.86% | 5.64% | 8.71% | 9.06% | 10.07% | | Sustainable Balanced | 77.0% | 5.89% | 5.29% | 6.42% | 6.74% | 7.02% |
Performance - as at 30 April 2024 1 Please note that all figures reflect net investment performance, i.e. net of investment tax, investment management fees and the maximum applicable ongoing management and membership fees. - Death Only
- Combined Death / TPD
- Income Protection
- Limited Advice
- Full Financial Planning
| Fees |
| Entry/Joining Fee |
$0 |
| Contribution Fee |
$0 |
| Administration Fee |
$78 + 0.19% of your account balance (the percentage-based fee is capped at an annual limit of $750) + 0.07%^ per year. |
| Buy-sell spread |
Applies when a member contributes to, or withdraws from all CareSuper's investment options (except the Direct Investment option). These fees are reflected in the daily unit prices. |
| Switching fee |
$0, however a buy-sell spread may apply. |
| Advice fee |
$0 for general and intra-fund advice. Fees apply for comprehensive or complex advice. |
| Other |
A monthly admin fee of $10 is payable by members who select the Direct Investment option. Other fees and costs, such as investment fees, activity fees, advice fees for personal advice or insurance fees, may apply. |
| Service Providers |
| Administrator |
Mercer Outsourcing (Australia) Pty Ltd |
| Asset Consultant |
JANA Investment Advisers Pty Ltd |
| Custodian |
JPMorgan Chase Bank, Sydney Branch, Citigroup Pty Ltd, Certane CT Pty Ltd |
| Insurer |
MetLife |
| Lawyer |
Greenfields Financial Services Lawyers, Hall & Wilcox Lawyers, Holding Redlich |
Performance to 30 June 2023. Please note that all figures reflect net investment performance, i.e. net of investment tax, investment management fees and the maximum applicable ongoing management and membership fees.
There are other investment options available. To view all options, visit caresuper.com.au/investmentoptions. CARE Super Pty Ltd (Trustee) ABN 91 006 670 60 ASFL 235226 CARE Super (Fund) ABN 98 172 275 725. Past performance is not a reliable indicator of future performance and should never be the sole factor considered when selecting a fund.
^Additional administration costs paid from fund assets. Fees are not deducted from members' super accounts.
1 For additional information visit https://www.caresuper.com.au/why-caresuper/member-benefits
# Financial advice obtained over the phone, or through MemberOnline, is provided by Mercer Financial Advice (Australia) Pty Ltd (MFAAPL) ABN 76 153 168 293, Australian Financial Services Licence #411766.
For additional information about CareSuper and their fees and costs read the Product Disclosure Statement and Target Market Determination available at caresuper.com.au/PDS. | 
