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UniSuper Personal Accounts

UniSuper is one of Australia's largest super funds and is run in the best financial interests of its members. Over 615,000 Australian's trust us with their retirement savings, enjoying our record of low fees, strong long-term performance across various investment options* and commitment to sustainable investment.

With approximately $124 billion in funds under management, we're passionate about securing the future of our members, sharing in a wealth of wisdom and collective knowhow. We empower members to be confident to make better financial decisions and create a future worth retiring for.

Quality Assessment Status
fund-value

Product Size:

$3.22 Billion

Fund Size:

$129.74 Billion
  • Industry super fund open to all Australians.
  • More than 70% of funds managed in-house by our investments team.
  • A range of investment options, including sustainable and environmental branded options.
  • Run in the best financial interests of members, we don't pay profits to shareholders or commissions to advisers.
  • Administration fees that are among the lowest in the industry.
  • An award winning fund as voted by Australia's top ratings and research agencies.
  • Affordable and flexible insurance options available through your super.
  • Access to free learning resources - online and in person.
  • Easy, quick and secure access online or via the mobile app.
  • Regular member statements that highlight investment options and performance, insurance cover and other important information related to super.
Investment Performance Growth Asset Weighting 1 year 3 years (p.a.) 5 years (p.a.) 10 years (p.a.)
Sustainable High Growth 100% 13% 8.15% 8.48% 10.36%
High Growth 100% 13.98% 10.14% 8.14% 10.33%
Growth 85% 12.51% 8.62% 7.10% 9.17%
Sustainable Balanced 70% 10.99% 5.79% 6.67% 8.20%
Balanced 70% 10.34% 7.54% 6.63% 8.37%
Conservative Balanced 50% 5.50% 4.72% 4.51% 6.20%
Conservative 30% 4.15% 3.17% 3.49% 4.80%

Returns are for the investment options listed for the periods stated ending on 30 June 2023. Returns are after fund taxes and investment expenses, but before account based fees.

  • Insurance - Death Only
    • Insurance - Death and TPD
      • Insurance - Income Protection
        • Financial Advice - Limited
          • Financial Advice - Full Financial Planning
            • Member Services
              • Call Centre
              • Website
              • Mobile Website or App
              • Social Media Presence
              • Newsletters for Members
              • Newsletters for Employers
              • Education Seminars
              • Online Account Access
              • Online Membership Application
            • Investment Flexibility
              • Investment Choice
              • Multi-Manager Investment Choice(s)
              • Choice of Asset Allocation
              • Ethical / SRI Investment Choice(s)
              • Online Investment Switching
              • Monthly or Quarterly Investment Reports
            • Insurance Options
              • Insurance - Death Only
              • Insurance - Death and TPD
              • Insurance - Income Protection
            • Financial Advice
              • Financial Advice - Limited
              • Financial Advice - Full Financial Planning
            • Account Flexibility
              • Can Handle Defined Benefit Arrangements
              • Spouse Accounts
              • Retirement Products
              • Transition to Retirement Facility
              • EFT / BPAY Contributions
              • Contribution Splitting
              • Binding Death Benefit Nominations
              • Anti-Detriment Payments
            Fees
            Entry/Joining fee Nil
            Contribution fee Nil
            Administration fee The lesser of $96 per annum ($8.00 per month, deducted monthly) or 2% of account balance per year
            Buy-sell spread Nil
            Switching fee Nil
            Advice fee Select Advice: Between $80 and $120 (including GST); Comprehensive Advice: $310 per hour (including GST). UniSuper does not pay adviser fees or commissions.
            Service Providers
            Administrator UniSuper Management Pty Ltd
            Asset Consultant Internal asset/investment management
            Auditors Internal: PricewaterhouseCoopers
            External: Ernst & Young
            Custodian BNP Paribas Securities Services
            Insurer TAL Life Limited
            Legal UniSuper has a well resourced internal legal team specialising in superannuation law, investment transactions, litigation, dispute resolution and contract negotiation which is the principal source of legal advice to UniSuper. That advice is supplemented with advice from select external firms when required.

            Contact Details

            Member Telephone

            1800 331 685

            Member Fax

            8831 6141

            Address

            Level 1, 385 Bourke Street, Melbourne VIC 3000 Australia

            Member Email

            [email protected]

            Website

            https://www.unisuper.com.au/personal-account

            Awards Achieved

            2024

            Best Pension Fund

            Best Pension Fund

            Best Pension Fund

            Best Pension Fund

            Best Super Fund

            Best Super Fund

            Disclaimer

            * Past performance is not an indicator of future performance. Consider the Product Disclosure Statement and Target Market Determination on our website (www.unisuper.com.au) and your situation before making decisions, because we haven't. Issued by UniSuper Limited (ABN 54 006 027 121) as trustee of UniSuper (ABN 91 385 943 850).