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Spirit Super

Spirit Super is the multi-award-winning industry super fund for hard-working Australians. With $28 billion funds under management and over 335,0001 members from all jobs and industries, we're big enough to make a difference and small enough to care. As a profit-for-member fund, we put our members first and offer local support you can count on.

Spirit Super has been recognised as having the 'Best Customer Experience in Super' (FY22 and FY23) by CBSA2 and awarded 'Best for Value' (2022 and 2023) by WeMoney3.

We are passionate about enhancing our member's retirement outcomes - offering educational seminars across the country and virtual webinars; handy tools and calculators; and access to free advice through our on-the-ground Super Adviser team, servicing each state/territory.

With low fees, a focus on competitive investments and a history of strong long-term returns4, when it comes to super - it all starts with spirit.

Quality Assessment Status
fund-value

Product Size:

$26.99 Billion

Fund Size:

$27.86 Billion
  • Aussie contact centre (we're easy to talk to)
  • Advice5 for members at no extra cost with our on-the-ground Super Adviser team, servicing each state/territory.
  • Low fees, leaving more super for you.
  • Secure access to your account anytime, 24/7 through Member Online or the Spirit Super app.
  • Regular newsletters, educational seminars and webinars.
  • Choose from nine investment options, offering different investment objectives, asset allocations and risk.
  • We consider ESG risks, impacts and opportunities throughout our investment process.
  • Flexible and affordable insurance options, along with access to 360Health Virtual Care.
  • Accumulation, Transition to retirement (TTR) and Pension products.
  • Clearing house facilities and dedicated employer relationship managers.
Investment Performance Growth Asset Weighting 1 year 3 years (p.a.) 5 years (p.a.) 10 years (p.a.)
Growth 32% -0.33% 2.20% 3.50% 4.64%
Balanced 52% -1.96% 3.15% 4.60%  
Conservative 75% -3.12% 4.07% 5.83% 7.97%
Cash 75% -2.95% 3.98% 5.72%  
Australian Shares 89.5% -4.02% 4.99% 6.96% 8.89%
International Shares 100% -4.86% 4.28% 7.04% 9.41%
Fixed Interest 100% -10.48% 4.55% 6.40% 10.29%
Moderate* 0% -8.02% -1.85% 0.38% 1.77%
Sustainable* 0% 0.18% 0.45% 0.96% 1.56%
  • Insurance - Death Only
    • Insurance - Death and TPD
      • Insurance - Income Protection
        • Financial Advice - Limited
          • Member Services
            • Call Centre
            • Website
            • Mobile Website or App
            • Social Media Presence
            • Newsletters for Members
            • Newsletters for Employers
            • Education Seminars
            • Online Account Access
            • Online Membership Application
          • Investment Flexibility
            • Investment Choice
            • Ethical / SRI Investment Choice(s)
            • Online Investment Switching
            • Monthly or Quarterly Investment Reports
          • Insurance Options
            • Insurance - Death Only
            • Insurance - Death and TPD
            • Insurance - Income Protection
          • Financial Advice
            • Financial Advice - Limited
          • Account Flexibility
            • Retirement Products
            • Transition to Retirement Facility
            • EFT / BPAY Contributions
            • Contribution Splitting
            • Binding Death Benefit Nominations
          Supporting Australian businesses for over 30 years, with our free clearing house and dedicated employer relationship staff to make super simple, so you can get on with managing your business.
          Fees
          Entry/Joining fee $0
          Contribution fee $0
          Administration fee $67.60 plus 0.15% of your account balance each year (the percentage fee is capped at $450 each year)plus estimated 0.074% of net assets each year deducted from fund reserves.
          Investment fee Conservative - 0.34%
          Cash - 0.06%
          Moderate - 0.41%
          Diversified fixed interest - 0.20%
          Balanced (MySuper) - 0.49%
          Australian shares - 0.47%
          Sustainable - 0.53%
          International shares - 0.44%
          Growth - 0.55% 
          Buy-sell spread $0
          Switching fee $0
          Advice fee $0
          Service Providers
          Administrator In-house
          Asset Consultant JANA
          External Auditor Ernst & Young
          Internal Auditor Deloitte
          Custodian NAB Asset Servicing (a division of the National Australia Bank)
          Insurer MetLife Insurance Limited

          Contact Details

          Member Telephone

          1800 005 166

          Member Fax

          6273 2738

          Address

          GPO Box 1547, Hobart TAS 7001 Australia

          Member Email

          [email protected]

          Website

          https://spiritsuper.com.au

          Awards Achieved

          2024

          Best Moderate Super Product

          Best Moderate Super Product

          Disclaimer

          1As at 30 June 2023.
          2Awards and ratings are only one factor to be taken into account when deciding how to invest your super. Spirit Super has an agreement with Customer Service Benchmarking Australia (CSBA) (ABN 82 623 476 007) for quality assurance and staff training within our contact centre. Read about the award methodology at csba.com.au. 
          3Spirit Super has an agreement with WeMoney Pty Ltd (ABN 88 633 007 860) permitting it to use the WeMoney logos, and for WeMoney to promote Spirit Super's recognition through the WeMoney Awards. Read about the award methodology at wemoney.com.au.
          4Past performance isn't a reliable indicator of future performance. Consider the PDS and TMD at spiritsuper.com.au/pds before making a decision. Issuer is Motor Trades Association of Australia Superannuation Fund Pty Ltd (AFSL 238 718, ABN 14 008 650 628).
          5Advice is provided by Quadrant First Pty Ltd (ABN 78 102 167 877, AFSL 284443).