Aware Super - Personal
As one of Australia's largest profit-for-member superannuation funds, Aware Super always remembers whose money it is and whose future they're looking after. Their 1.1m+ members. These are the people who inspire what they do and how they do it, every day.
For them, that means being super helpful in ways members want, and sometimes in ways they don't expect.
It starts with super returns. Backed by a team of investment specialists, the fund applies their expertise to grow members' savings into their best retirement, so they can look forward to life after work.
A strong 9.3% p.a. over ten years is great news for members invested in the High Growth option (where the majority of their members are invested). But the fund is also working to make lives a little easier right now.
Enter their super advice.
Whether it's a life moment that changes everything. A career move. Or prepping for what's next. Aware Super aims to guide and empower members from day one to one day - so members can get more from their super. And more for their future. As a fund with over $161b under management, they know the impact they can make for their members, and for the communities in which they live, work and retire - that's a responsibility they don't take lightly, not ever.
With super advice and super returns, Aware Super is super helpful.
Product Size:
$10.02 Billion
Fund Size:
$166.35 Billion
Key Features
- Profit-for-member fund operated solely for the benefit of members.
- A MySuper Lifecycle approach that automatically adjusts your investment mix as you get older, to help balance risk and return that's best suited to your age.
- A choice of nine diversified and six single asset class investment options, members can select one investment option or combine investment options to create a strategy that suits their goals.
- Responsible ownership is part of our investment approach; we consider environmental, social and governance (ESG) factors for all our investment options, because we believe in improving long-term outcomes for members.
- We have a track record of delivering strong long-term returns for our members.
- Competitive fees to help grow your super, which can make a real difference to your super balance over time.
- Flexible insurance options including death, TPD and income protection insurance.
- Learn anytime, anywhere. We offer comprehensive financial education, including in-person seminars, webinars and online calculators and tools.
- Retirement transition and retirement income products available.
- Expert help and advice when you want it. We offer members general advice at no extra cost, and comprehensive, wholistic financial planning on a fee-for-service basis.
Investment Option Performance
| Investment Performance1 | Growth Asset Weighting | 1 year (p.a.) | 3 years (p.a.) | 5 years (p.a.) | 7 years (p.a.) | 10 years (p.a.) |
| Balanced | 67.8% | 11.61% | 6.38% | 7.16% | 7.40% | 7.40% |
| Balanced Socially Conscious | 0.0% | 13.10% | 7.43% | 7.83% | 7.52% | 7.61% |
| Conservative | 0.0% | 6.27% | 3.67% | 3.98% | 4.47% | 5.04% |
| Conservative Balanced | 49.2% | 8.79% | 4.86% | 5.19% | 5.69% | 5.89% |
| Defensive | 19.3% | 5.26% | 2.66% | 2.65% | 3.26% | 3.71% |
| High Growth | 84.1% | 13.54% | 7.60% | 8.69% | 8.84% | 8.71% |
Insurance Options
- Insurance - Death Only
- Insurance - Death and TPD
- Insurance - Income Protection
Financial Planning Available
- Financial Advice - Limited
- Financial Advice - Full Financial Planning
Extra Benefits Available
- Member Services
- Call Centre
- Website
- Mobile Website or App
- Social Media Presence
- Newsletters for Members
- Education Seminars
- Online Account Access
- Online Membership Application
- Investment Flexibility
- Investment Choice
- Multi-Manager Investment Choice(s)
- Age-Based Investment Choice
- Choice of Asset Allocation
- Ethical / SRI Investment Choice(s)
- Online Investment Switching
- Monthly or Quarterly Investment Reports
- Insurance Options
- Insurance - Death Only
- Insurance - Death and TPD
- Insurance - Income Protection
- Financial Advice
- Financial Advice - Limited
- Financial Advice - Full Financial Planning
- Account Flexibility
- Can Join Without Employer
- Spouse Accounts
- Retirement Products
- Transition to Retirement Facility
- EFT / BPAY Contributions
- Contribution Splitting
- Binding Death Benefit Nominations
Fees & Charges
| Fees | |
| Entry fee | Nil |
| Contribution fee | Nil |
| Exit fee | Nil |
| Administration fee | $52 per year plus 0.15% p.a. of account balance, capped at $750 pa |
| Buy-sell spread | Nil |
| Switching fee | Nil |
| Advice fee | Nil |
| Other | 0.01%. Administration costs paid from reserves that are not otherwise charged as administration fees. These costs are not directly charged to your account. |
| Fee discounts | Nil |
Service Providers
| Service Providers | |
| Administrator | Aware Super |
| Asset Consultants | Willis Towers Watson |
| Lawyers | Various firms |
| Custodian | State Street Australia Limited |
| Insurer | TAL Life Limited |
Contact Details
Member Telephone
1300 650 873
Member Fax
9238 2599
Address
Level 22, 388 George Street, Sydney NSW 2000 Australia
Member Email
[email protected]Website
https://aware.com.auAwards Achieved
Ultra Long-Term Performance
2023
Best-Value Super Fund for Young People
Best MySuper Lifecycle Product
Best Growth Super Product
Best Super Fund
2022
Best Innovation - Investment Leader
Performance to 30 June 2022. Investment returns are calculated after allowing for tax on investment income and investment management expenses, but before the deduction of administration fees.
* From 1 October 2020 all options will also be excluding direct investments in companies deriving 10% or more of their revenues directly from mining thermal or energy coal and companies deriving revenue from the manufacture and/or production of controversial weapons including chemical weapons, cluster munitions, land mines and depleted uranium. Due to liquidity constraints, it may take time to divest unlisted thermal coal mining assets and there may be a small residual exposure. Such assets will be sold at fair value as soon as reasonably practicable, but no later than 30 June 2023.
