CareSuper has been looking after super for people in all kinds of professions since 1986 and has over 69,000 participating employers across Australia.
Enhancing the member experience and maximising members' retirement savings is at the core of everything we do. Our aim is to make super easy for members and employers by offering high levels of customer service and professionalism.
The Fund has delivered strong investment performance since inception and has received many awards and accolades from industry ratings agencies.
Eligible members can select from 13 investment options including the Direct Investment option which gives them the flexibility to invest part of their super in a range of shares, ETFs, LICs and term deposits.
The death, total & permanent disablement (TPD) and income protection arrangements provide eligible members with very competitive cost-effective and flexible insurance solutions.
Financial planning is offered through CareSuper's relationship with Industry Fund Services.
Extra benefits include access to low cost banking and insurance services. CareSuper offers members a range of flexible, tax-effective retirement products. This includes the CareSuper Pension, Transition to Retirement Pension and Guaranteed Income product, through which members can convert their benefit into a regular income stream.
CareSuper has a proven investment process that has delivered strong, long-term investment performance.^
Eligible members can select from 13 investment options including the Direct Investment option.
Flexible death, TPD and income protection insurance cover for eligible members.
Administration services that provide flexible superannuation solutions for employers including online transaction capabilities and clearing house.
CareSuper conducts regular workplace and public education seminars for members of all ages.
Members can manage their super online through web-based facilities and the mobile app.
Ancillary services include financial planning services, health, home and travel insurance, and low cost banking products.
Employer and Member Relationship Managers provide dedicated support to employers and staff on all aspects relating to super.
^Past performance is not a reliable indicator of future performance and should never be the sole factor considered when selecting a fund.
Investment Option Descriptions
Investment Option Names
100% defensive. This option aims to ensure the security of capital and it is the Trustees' intention that this option will be invested in the AMP Capital Guaranteed Savings Account, managed by AMP Life Limited.
63% defensive and 37% growth. Invests in a diversified mixture of assets with an emphasis on fixed interest and cash assets.
52% defensive and 48% growth. Invests in a blend of assets with an emphasis on fixed interest, cash and shares (Australian and overseas).
Balanced (MySuper/default option)
72% growth and 28% defensive. Invests in a diversified mixture of assets with emphasis on Australian and overseas shares and alternatives.
72% growth and 28% defensive. Invests in industries and companies that are considered to have a sustainable future on environmental and/or social grounds.
73% growth and 27% defensive. Invests in a diversified mixture of assets with emphasis on alternative asset classes as well as Australian and overseas shares.
81% growth and 19% defensive. Invests predominantly in shares, property and alternatives with an emphasis on Australian and overseas shares.
100% defensive. Invests in a mix of short-dated and floating rate securities issued by Australian and overseas governments, banks and companies.
100% defensive. Invests in a range of debt securities including fixed-rate bonds, mortgage-backed securities and cash.
100% growth. Holds units in portfolios focused on core, high quality properties, mainly CBD office buildings and large shopping centres.
100% growth. Invests mainly in the shares of Australian companies listed on the stock exchange.
100% growth. Invests in shares listed on the stock exchanges around the world, including both developed and emerging markets.
Direct Investment option
Provides members with the choice and flexibility to manage part of their super.
Investment Option Performance
Investment Option Names
Growth Asset Weighting
1 year % p.a
3 years % p.a
5 years % p.a
Returns shown are compound average returns, net of tax and fees. Past performance is not a reliable indicator of future performance and should never be the sole factor considered when selecting a fund
Insurance Options Available
Death only, Death / TPD, income protection
Extra Benefits Available
Mobile app access, online account access including investment switching functionality, financial advice - limited and full financial planning, business loans and home loans through ME, car insurance through ISinsured, private health insurance through SMHP, HCF and nib, home and travel insurance through ISinsured.
Monthly print and e-newsletters for members, education seminars, PDSs available on the website as well as Annual Reports, Retirement Guide.
Online transactions through EmployerOnline and clearing house. Annual employer reports and quarterly e-newsletters. Dedicated relationship managers from the Client Partnership team are available to assist employers and employees.
Fees & Charges
$78 per year, plus 0.15% - 0.20% of your account balance per year (a cap of $500 per year applies)
A buy-sell spread applies to CareSuper's investment options with the exception of the Direct Investment Option. These fees are reflected in the weekly unit prices.
$0, however a buy-sell spread may apply
A monthly administration fee of $25 applies to the Direct Investment option. This fee is only payable by members who select this option. Other fees and costs, such as activity fees, advice fees for personal advice or insurance fees, may apply.
Information is based on the most recent figures available to March 2017.Visit caresuper.com.au for more information.
Australian Administration Services
JANA Investment Advisers
National Australia Bank Asset Servicing, Pacific Custodians Pty Ltd
Greenfields, Hall & Wilcox, Holding Redlich
Principal Contact Peter Theodorakopoulos, General Manager, Marketing & Client Services