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Best value combined death/TPD insurance deals through superannuation funds
Low risk occupations (i.e. white collar)
This table describes the best overall value deal, where insurance cover is standardised to represent how much $1.00 per week in premiums buys.
For details on how SelectingSuper makes sense of insurance, please click here.
| Death/TPD only - Low occupational risk |
|
40yrs |
| |
|
Segment |
Cover per $ per week |
|
1 |
Building Unions Superannuation Scheme (QLD) |
Workplace industry fund |
125,000 |
|
2 |
Colonial First State - FirstChoice Personal Super |
Personal master trust |
123,810 |
|
3 |
OneAnswer Personal Superannuation Plan |
Personal master trust |
100,000 |
|
4 |
Wealthstar Business Super |
Corporate master trust |
89,134 |
|
5 |
HOST-PLUS - Personal |
Personal industry fund |
86,653 |
|
6 |
HOST-PLUS |
Workplace industry fund |
86,653 |
|
7 |
Vision Super |
Workplace industry fund |
76,000 |
|
8 |
Accountants Superannuation Fund |
Corporate master trust |
75,000 |
|
9 |
ASGARD Employee Superannuation Account |
Corporate master trust |
71,000 |
|
10 |
First State Superannuation Scheme |
Government fund |
69,333 |
|
|
|
|
|
Average |
|
47,035 |
Note this table describes the value or buying power of your insurance deal, it does not represent how much it may cost you based on your personal circumstances. If you are unsure, ask your fund for details. |

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