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Best value income protection insurance deals through superannuation funds
Low risk occupations (i.e. white collar)
This table describes the best overall value deal, where insurance cover is standardised to represent how much $1.00 per week in premiums buys.
For details on how SelectingSuper makes sense of insurance, please click here.
| Income protection - Low occupational risk - 90 day WP |
|
|
40yrs |
| |
|
Segment |
Benefitft period |
Monthly benefit per $ per week |
|
1 |
IOOF Portfolio Service Corporate Superannuation |
Corporate master trust |
2 yrs |
3,869 |
|
2 |
National All In One Business Super Plan |
Corporate master trust |
2 yrs |
3,835 |
|
3 |
Colonial First State - FirstChoice Employer Super |
Corporate master trust |
2 yrs |
3,662 |
|
4 |
BT Business Superannuation |
Corporate master trust |
2 yrs |
3,611 |
|
5 |
Sunsuper - Personal |
Personal industry fund |
2 yrs |
3,552 |
|
6 |
Optimum Superannuation Master Plan - Corporate |
Corporate master trust |
2 yrs |
3,333 |
|
7 |
Telstra Superannuation Scheme |
Government fund |
2 yrs |
3,210 |
|
8 |
Macquarie SuperOptions Superannuation/Rollover Plan |
Personal master trust |
2 yrs |
3,163 |
|
9 |
IOOF Portfolio Service Employer Superannuation |
Corporate master trust |
2 yrs |
3,052 |
|
10 |
Auswide Employer Superannuation Plan |
Corporate master trust |
2 yrs |
3,009 |
|
|
|
|
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Average |
|
|
2,197 |
Note this table describes the value or buying power of your insurance deal, it does not represent how much it may cost you based on your personal circumstances. If you are unsure, ask your fund for details. |

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