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Best value income protection insurance deals through superannuation funds
High risk occupations (i.e. blue collar)
This table describes the best overall value deal, where insurance cover is standardised to represent how much $1.00 per week in premiums buys.
For details on how SelectingSuper makes sense of insurance, please click here.
| Income protection - High occupational risk - 90 day WP |
|
|
40yrs |
| |
|
Segment |
Benefit period |
Monthly benefit per $ per week |
|
1 |
Sunsuper Solutions |
Industry fund |
2 years |
2,421 |
|
2 |
Plum Superannuation Personal Division |
Personal master trust |
2 years |
2,352 |
|
3 |
ASGARD Employee Superannuation Account |
Corporate master trust |
2 years |
2,217 |
|
4 |
BT Business Superannuation |
Corporate master trust |
2 years |
2,063 |
|
5 |
Wealthpac Superannuation Service |
Corporate master trust |
2 years |
2,063 |
|
6 |
Freedom of Choice Employer Sponsored Super Plan |
Corporate master trust |
2 years |
2,063 |
|
7 |
Local Government Super |
Government fund |
2 years |
2,024 |
|
8 |
Imagine Wealth Employer Superannuation Plan |
Corporate master trust |
2 years |
2,023 |
|
9 |
First State Superannuation Scheme |
Industry fund |
2 years |
2,018 |
|
10 |
Spectrum Super Employer Sponsored Division |
Corporate master trust |
2 years |
1,997 |
|
Average |
|
|
1,340 |
Note this table describes the value or buying power of your insurance deal, it does not represent how much it may cost you based on your personal circumstances. If you are unsure, ask your fund for details.
This table was last updated in May 2011. |

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