Fund profiles

Sunsuper
	Address: GPO Box 2924 Brisbane QLD 4001 General Enquiries: 13 11 84 Website: www.sunsuper.com.au Advice Enquiries: 1800 622 058
Overview:	Established in 1987 as an independent, Australian, multi-industry superannuation fund, Sunsuper is one of the fastest growing funds in Australia. Sunsuper currently has more than one million members, over 70,000 participating employers, and as at 31 May 2011, managed more than $16.0 billion in funds. Sunsuper's track record has earned the fund the very highest awards from independent research organisations. In fact, Sunsuper's returns, fees, services, administration, education and insurance have been recognized as among the best in the country.
Year of Establishment:	1987
Value of Funds:	$18.0 billion
Key Features:	A 'profit for members' fund, which means we exist solely to produce the best benefit for our members and not for other people like shareholders A choice of 20 investment options, including a range of diversified and single asset class options covering all main asset classes Online transactions and financial education Competitive investment fees Professional call centre  Financial advice over the phone through the Member Advice Centre Competitive insurance options including cover for death and total and permanent disability and income protection  Range of highly competitive superannuation pension products designed to provide regular income streams for retirement
Administrator:	Precision Administration Services Pty Ltd
Auditor:	Deloitte Touche Tohmatsu
Custodian:	National Australia Bank Ltd
Asset Consultants:	Sovereign Investment Research Pty Ltd Mercer Human Resources Pty Ltd Aksia LLC
Lawyer:	Corrs Chambers Westgarth

INVESTMENT OPTIONS
Sunsuper Diversified Options
Conservative	A diversified mixture of assets, with an emphasis on fixed interest and cash assets
Retirement	A diversified mixture of assets, with an emphasis on Australian shares, fixed interest and alternative assets
Balanced	A diversified mixture of assets, with an emphasis on Australian shares and international shares
Growth	A diversified mixture of assets, with a significant emphasis on Australian shares and international shares
Balanced - Index	A diversified mixture of assets, with an emphasis on Australian shares and international shares
Sunsuper Single Asset Options
Cash	Cash
Capital Guaranteed	A mixture of cash deposits with Authorised Deposit-taking Institutions (ADIs) and investment in capital guaranteed superannuation products
Fixed Interest	Fixed interest
Australian Shares	Australian Shares
International Shares - unhedged	International shares
International Shares - hedged	International shares
Shares	A mixture of Australian and international shares
Property	Australian and international property
International Shares - enhanced Index (unhedged)	Investment in the international shares asset class with currency exposure unhedged
International Shares - enhanced Index (hedged)	Investment in teh international shares asset class with currency exposure hedged back to the Australian dollar
Australian Shares - Index	Investment in the Australian shares asset class
Emerging Markets Shares	Investment in international shares focusing on emerging markets
Australian Property - Index	Investment in Australian listed property
Fixed Interest - Index	Investment in fixed interest
Special options
Capital Guaranteed	A mixture of cash deposits with Authorised Deposit-taking Institutions (ADIs) and investment in capital guaranteed superannuation products
Ethical, Environmental and Socially Responsible Investments	Investment in a portfolio diversified across all asset types, but with an emphasis on shares and property

SUNSUPER DIVERSIFIED OPTION	Performance to 30 June 2011  (%)
	1 Year (% p.a.)	3 Year (% p.a.)	5 Year (% p.a.)	7 Year (% p.a.)
Conservative	7.3%	4.9%	4.7%	6.1%
Retirement	7.2%	2.5%	3.1%	5.6%
Balanced	9.0%	1.9%	3.1%	6.1%
Balanced - Index	6.2%	1.8%	1.4%	4.8%
Growth	9.4%	0.1%	1.7%	5.6%

SUNSUPER SINGLE ASSET OPTIONS	Performance to 30 June 2011 (%)
	1 Year (% p.a.)	3 Year (% p.a.)	5 Year (% p.a.)	7 Year (% p.a.)
Cash	4.9%	4.4%	5.0%	4.9%
Fixed Interest	7.9%	10.5%	8.6%	7.9%
Fixed Interest - Index	4.4%	7.4%	6.9%	6.6%
Australian Shares	10.8%	2.3%	3.7%	8.7%
Australian Shares - Index	10.4%	0.4%	2.2%	n/a
International Shares (unhedged)	2.5%	-4.4%	-5.0%	-0.8%
International Shares-enhanced Index (unhedged)	2.3%	-3.0%	-4.6%	-0.8%
International Shares (hedged)	19.7%	-2.3%	-0.6%	n/a
International Shares-enhanced Index (hedged)	23.3%	0.8%	1.2%	4.9%
Shares	10.5%	0.8%	0.7%	4.9%
Property	17.4%	-0.7%	n/a	n/a
Australian Property-Index	4.8%	-8.1%	-8.8%	-2.2%

SUNSUPER SPECIAL OPTIONS	Performance to 30 June 2011 (%)
	1 Year (% p.a.)	3 Year (% p.a.)	5 Year (% p.a.)	7 Year (% p.a.)
Ethical, Environmental and Socially Responsible Investments	8.2%	2.1%	2.6%	5.8%
Capital Guaranteed	5.0%	3.4%	5.1%	6.4%
Emerging Markets Share	0.1%	0.0%	n/a	n/a

Assumptions and notes
Net return is after investment fees and tax but before the asset based administration fee of 0.05% p.a. which became effective from 1 July 2008.
Past performance is not reliable indication of future performance
These returns do not apply to the Sunsuper Pension options

Insurance available:	Death only, TPD only, Income Protection, Death and TPD and Income Protection
Extra benefits:	Financial planning, On-Track program, online retirement modeller, online account details and transactions, educational seminars, pension products, access to discounted home loan products, credit cards and other general banking services through Members Equity Bank.
Communications:	A raft of award-winning communications including educational seminars, member reports, employer and member booklets, fact sheets, tailored newsletters and daily investment performance data available on website.
Employer services:	Administration of accumulation, defined benefit and hybrid funds, online transactions, clearing house functionality, experienced Client Relationship Managers, dedicated call centre team, member education programs, eNews publication.

FEES
Contribution fee	Nil
Withdrawal fee	$40.00 per withdrawal
Management cost - ongoing fee (% p.a.)	Nil
Management cost - investment fee  (% p.a.)	0.10% to 0.94%
Management cost -member fee	$1 per week
Management cost - administration fee	0.05% of account balance

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