| INVESTMENT OPTIONS |
|
| 1. Diversified |
Aims to achieve a return of 3% above inflation per annum over rolling 5 year periods. |
| 2. Shares Plus |
Aims to achieve a return of 4.5% above inflation per annum over rolling 7 year periods. |
| 3. High Growth |
Aims to achieve a return of 4% above inflation per annum over rolling 7 year periods. |
| 4. Conservative |
Aims to achieve a return of 2% above inflation per annum over rolling 3 year periods. |
| 5. Defensive |
Aims to achieve a return of 1% above inflation per annum over rolling 3 year periods. |
| 6. Australian Shares |
Aims to achieve a return of 4.5% above inflation per annum over rolling 7 year periods. |
| 7. International Shares |
Aims to achieve a return of 4.5% above inflation per annum over rolling 7 year periods. |
| 8. Green Shares |
Aims to achieve a return of 4% above inflation per annum over rolling 7 year periods. |
| 9. Property |
Aims to achieve a return of 2% above inflation per annum over rolling 5 year periods. |
| 10. Diversified Bonds |
Aims to achieve a return of 1% above inflation per annum over rolling 3 year periods. |
| 11. Cash |
To achieve positive returns in all monthly periods. |