Integra Super
	Address: 347 Kent Street Sydney NSW 2000 Telephone: Member Telephone: Facsimile: 133 665  133 665  (02) 9234 6668     Website: Email: onepath.com.au corpsuper@onepath.com.au
Overview:	Integra Super is a workplace super solution that delivers exceptional value, is easy to use and provides an extensive range of innovative employer and member services. The fund is specifically designed to meet the core employer super needs of most small to medium sized businesses with between two and several hundred employees. Integra Super offers everything you need to effectively and efficiently manage your employer super obligations, in a convinient and cost effective offering.
Year of Establishment:	1975
Value of Funds:	$5.147 billion (at May 2011)
Key Features for Employers:	Hassle free new plan installation, transition management and new member set up service A wide choice of over 55 investment options Access to comprehensive insurance cover for death, disablement and illness Efficient and time saving online contribution payment and new member/exiting members remittence options Free and easy online remittance of contributions to other super plans Policy committee support Dedicated customer service and reliable administration support Simple and easy to use website
Key Features for Members:	Competitive and flexible pricing with group fee discounts, no member fee for account balances over $30,000 An extensive range of member services Online Member Super Centre with everything in one place, including account details and transactions (at onepath.com.au/member) Interactive and online financial education, calculators and seminars Exlusive banking, lifestyle and entertainment benefits Family member benefits and discounts Free rollover assistance Helpful and efficient telephone and online customer service Ongoing and easy to understand communication and support Maintaining their account and most benefits when changing jobs Transfer to a OnePath pension product when retiring
Administrator:	OnePath Life Limited
Auditor:	KPMG
Custodian:	OnePath Custodians Pty Limited
Asset Consultant:	ING Investment Management
Insurer:	OnePath Life Limited or external insurers

INVESTMENT OPTIONS	More than 55 investment options classified into the following risk profiles:
Defensive	Suit investors who seek to maintain the original value of their investment and are prepared to accept lower returns for lower risk.
Conservative	Suit investors who seek relatively stable returns and accept some risk through a diversified portfolio containing more than one asset class.
Moderate	Suit investors who seek higher medium-term returns and accept the possibility of sustained negative returns over short periods.
Growth	Suit investors who seek high long-term returns and accept the higher possibility of sustained negative returns over short periods.
High Growth	Suit investors who seek to maximise long-term returns and accept the possibility of greater volatility and short-term capital losses.

Investment Performance:	Investment returns for all available investment funds can be found at onepath.com.au
Insurance Available:	Death, Death/ TPD, Group Salary Continuance (2 years and to age 65 benefit periods). Ability to have external insurers on the plan.
Extra Benefits:	Financial Planning, Financial Seminars, Home Loans, Non-Super Savings Options, Retirement Planning, Super Splitting, Allocated Pensions. Member discounts on credit cards, personal loans and special offers on a range of lifestyle and entertainment packages.
Communication:	Employee Reports, Newsletters, eNewsletters, dedicated member website The Member Super Centre onepath.com.au/member, Membership, Investment and Insurance Booklets (our Insurance is outlined in the member employer books), Publications and Monthly Investment Performance available on website. Employer Super 'Breaking News' available from OnePath website onepath.com.au. Quarterly investment updates available from the OnePath website onepath.com.au. Online and workplace member education program.
Employer Services:	Super clearing service available through EasyTransact - free for most plans. Online transactions. Dedicated new plan installation and transition management service. Super transfer service. Online employer information service.

FEES Contribution fee Nil Transfer fee Nil Withdrawal fee $69.43 (after tax)  Administration fee Administration fee up to 1.10% p.a. (after tax) (including commission of up to 0.40% p.a). Plans with account balances over $250,000 receive a rebate. Investment Management fee 0.29% p.a to 1.53% p.a. after tax Member Fee If agreed, either up to 1.00% p.a. (after tax) or $150 p.a. (after tax) Fee Discounts Fees are tailored on a sliding scale dependant on plan balance. Family fee discounts also available. Retail style fee tiering applies when member transfer to Personal. Members retain group premiums applicable to Personal members when they transfer to Personal

Integra is a product offered by the OnePath MasterFund (ABN 53 789 980 697, RSE R1001525, SFN 2929 169 44) (Fund). When an employer joins Integra Super, their employees become members of the Fund. OnePath Custodians Pty Limited (ABN 12 008 508 496, AFSL 238 346, RSE L0000673) is the trustee and issuer of the Fund.

The issuer is a wholly owned subsidiary of Australia and New Zealand Banking Group Limited (ABN 11 005 357 522) (ANZ). ANZ is an authorised deposit taking institution (Bank) under the Banking Act 1959 (Cth). Although the issuer is owned by ANZ, it is not a Bank. Except as described in the Product Disclosure Statement (PDS), your investment in Corporate Super is not a deposit or other liability of ANZ or its related group companies and none of them stands behind or guarantees the issuer or the capital or performance of your investment. Your investment is subject to investment risk, including possible repayment delays and loss of income and principal invested.

The information is current as at July 2011 but is subject to change. The information provided is of a general nature and does not take into account your personal needs, financial circumstances or objectives. Before acting on this information, you should consider the appropriateness of the information, having regard to your needs, financial circumstances and objectives.

You should read the PDS available at onepath.com.au and consider whether the product is right for you before making a decision to acquire or continue to hold the product.