Corporate Super
	Address: 347 Kent Street Sydney NSW 2000 Telephone: Member Telephone: Facsimile: 1800 627 625 1800 627 625 (02) 9299 7449     Website: Email: www.ing.com.au/member corpsuper@ing.com.au
Overview:	Expertly designed workplace super solution that delivers exceptional value, is easy to use and provides an extensive range of innovative employer and member services. All of this designed to consolidate you're role as an employer of choice. Corporate Super is specifically designed to meet the core employer super needs of medium to large corporate businesses with over 250 employees. Your employer plan can be tailored to meet your organisation's needs with flexible pricing, insurance, member services, education and plan specific communications for members. Corporate Super offers everything you need to effectively and efficiently manage your employer super obligations, in a convenient and cost effective offering. With Corporate Super you can feel confident that you have chosen one of the leading superannuation funds in Australia to manage, grow and protect the retirement savings of your employees.
Year of Establishment:	1993
Value of Funds:	$2.19 billion
Key Features for Employers:   Key Features for Members:	Hassle free new plan installation, transition management and new member set up service  Dedicated account management and client service consultants A wide choice of over 55 investment funds Access to comprehensive insurance cover for death, disablement and illness - including choice of insurer Competitive and flexible pricing with group fee discounts Efficient and time saving online contribution payment options Free and easy online remittance of contributions to other super plans Policy committee support and secretarial services Dedicated customer service and reliable administration support Simple and easy to use website Specialist Defined Benefit administration capability Induction kits for new employees  An extensive range of member services Online Member Super Centre with everything in one place, including account details and transactions (at www.ing.com.au/member) Welcome kit including interactive CD Interactive and online financial education, calculators and seminars Exclusive banking, lifestyle, health and entertainment benefits Family member benefits and discounts Hassle free rollover assistance from other super funds Helpful and efficient telephone and online customer service - dedicated plan phone number may apply Ongoing and easy to understand communication and support Maintain their account and most benefits when changing jobs A transfer to pension option when retiring Exclusive plan web portal for eligible plans
Administrator:	ING Life Limited
Auditor:	KPMG
Custodian:	ING Custodians Pty Limited
Asset Consultant:	ING
Insurer:	ING Life Limited or external insurers

INVESTMENT OPTIONS	More than 55 investment options classified into the following risk profiles:
Defensive	Suit investors who seek to maintain the original value of their investment and are prepared to accept lower returns for lower risk.
Conservative	Suit investors who seek relatively stable returns and accept some risk through a diversified portfolio containing more than one asset class.
Moderate	Suit investors who week higher medium-term returns and accept the possibility of sustained negative returns over short periods.
Growth	Suit investors who seek high long-term returns and accept the higher possibility of sustained negative returns over short periods.
High Growth	Suit investors who seek to maximise long-term returns and accept the possibility of greater volatility and short-term capital losses.

Investment Performance:	Investment returns for all available investment funds can be found at www.ing.com.au
Insurance Available:	Death, Death/ TPD, Group Salary Continuance (2 years and to age 65 benefit periods). Ability to have external insurers on the plan.
Extra Benefits:	Financial Planning, Financial Seminars, Home Loans, Non-Super Savings Options, Retirement Planning, Super Splitting, Allocated Pensions. Member discounts on credit cards, personal loans and special offers on a range of lifestyle and entertainment packages.
Fees:	Corporate Super features flexible competitive pricing tailored to your organisation's size and specific needs. Family fee discounts also available. Members generally retain group based fees and premiums (where ING Life provides the plan's insurance benefits) when they transfer to Personal. Fees may differ for each plan. Contact the fund for more information.

FEES Contribution fee Nil Transfer fee Nil Withdrawal fee $68 (after tax)  Investment Management Fee 0.29% p.a. to 1.67% p.a. (after tax) Member Fee $51.00 p.a. (after tax) Additional Adviser Servicing Fee If agreed, either up to 1.30% p.a. (after tax) or $150 p.a. (after tax) Other Expense Recovery fee of up to 0.20% p.a. (after tax) Fee Discounts Very flexible competitive pricing tailored to your organisation’s size and specific needs. Family fee discounts also available. Members generally retain group based fees and premiums (where ING Life provides the plan's insurance benefits) when they transfer to Personal.

Corporate Super is issued by ING Custodians Pty Limited ABN 12 008 508 496, RSE L0000763, AFSL 238346, a subsidiary of Australia and New Zealand Banking Group Limited (ANZ). From 2002 until late 2009, ING Australia operated as a joint venture between ANZ and the global ING Group (ING). ANZ recently purchased all of ING's shareholding in ING Australia, and now owns 100% of the company.
Although ING Australia is now owned by ANZ, we have a licence from ING to continue to use the ING brand for a period while we transition to a new brand, expected to be by late 2010. We will work to make this transition as smooth as possible and minimise disruption for our customers.
ANZ is an authorised deposit taking institution (ADI) under the Banking Act 1959. ING Custodians is not an ADI and an investment in the fund is neither a deposit nor liability of ANZ or any member of the ANZ Group stamds behind or guarantees the issuer or the capital or performance of any securities issued to, or assets held by, you. Your investment is subject to investment risk, including possible delays in repayment and loss of income and principal invested.
The information you have been provided with is only a summary of the features of Corporate Super. It is current at July 2010 and may subject to change. This information is intended to only provide you with general information and, while the sources for the material are considered reliable, no responsibility is accepted for any inaccuracies, errors and omissions. Before making a decision based on this material, you should consider its appropriateness having regard to your objectives, financial situation and needs, and consider the Product Disclosure Statement available from www.ing.com.au/member or by calling 1800 627 625. ANZ recommends that you read the ANZ Financial Services Guide and the relevant Product Disclosure for further information about its association with ING Custodians and any benefits that it may receive. Your capital is not guaranteed and returns can go up and down. Past performance is not indicative of future performance.