Corporate Super
	Address: 347 Kent Street Sydney NSW 2000 Telephone: Member Telephone: Facsimile: 1800 627 625 1800 627 625 (02) 9299 7449     Website: Email: www.ing.com.au corpsuper@ing.com.au
Overview:	Expertly designed workplace super solution that delivers exceptional value, is easy to use and provides an extensive range of innovative employer and member services. All of this designed to consolidate you're role as an employer of choice. Corporate Super is specifically designed to meet the core employer super needs of medium to large corporate sized Australian businesses with over 250 employees with low staff turnover and low levels of casual staff. Your employer plan can be tailored to meet your organisation's needs with flexible pricing, insurance, member services, education and plan specific communications for members. Corporate Super offers everything you need to effectively and efficiently manage your employer super obligations, in a convenient and cost effective offering. With ING you can feel confident that you have chosen one of the largest and most trusted names in superannuation in Australia* to manage, grow and protect the retirement savings of your employees. *ING Consumer Brand Research, Stancombe Research and Planning, June 2007
Year of Establishment:	1993
Value of Funds:	$3.6 billion
Key Features for Employers:   Key Features for Members:	Hassle free new plan installation, transition management and new member set up service  Dedicated account management and client service consultants A wide choice of investment funds Access to comprehensive insurance cover for death, disablement and illness - including choice of insurer Competitive and flexible pricing with group fee discounts Efficient and time saving online contribution payment options Free and easy remittance of contributions to other super plans Policy committee support and secretarial services Dedicated customer service and reliable administration support Simple and easy to use website Specialist Defined Benefit administration capability An extensive range of member services New online Member Super Centre with everything in one place, including account details and transactions (at www.ing.com.au/member) Interactive and online financial education, calculators and seminars Exclusive banking, lifestyle and entertainment benefits Family member benefits and discounts Hassle free rollover assistance from other support funds they may have elsewhere Helpful and efficient telephone and online customer service Ongoing and easy to understand communication and support Maintaining their account and most benefits when changing jobs A straight forward transfer to pension option when retiring
Administrator:	ING Life Limited
Auditor:	KPMG
Custodian:	ING Custodians Pty Limited
Asset Consultant:	ING
Insurer:	ING Life Limited

INVESTMENT OPTIONS	More than 50 investment options classified into the following risk profiles:
Defensive	Suit investors who seek to maintain the original value of their investment and are prepared to accept lower returns for lower risk.
Conservative	Suit investors who seek relatively stable returns and accept some risk through a diversified portfolio containing more than one asset class.
Moderate	Suit investors who week higher medium-term returns and accept the possibility of sustained negative returns over short periods.
Growth	Suit investors who seek high long-term returns and accept the higher possibility of sustained negative returns over short periods.
High Growth	Suit investors who seek to maximise long-term returns and accept the possibility of greater volatility and short-term capital losses.

Corporate Super	Performance to 31 December 2007
DIVERSIFIED INVESTMENT FUNDS	1yr	3yr	5yr
Optimix Conservative	3.16%	6.23%	6.54%
ING Capital Stable	4.19%	5.84%	6.17%
Optimix Moderate	4.34%	8.18%	-
ING Balanced	7%	10.71%	10.70%
ING Protected Growth (new at 01/10/07)	-	-	-
Optimix Balanced	7.02%	11.22%	11.62%
Optimix Growth	8.09%	12.45%	12.89%
ING Managed Growth	6.20%	11.16%	11.24%
Optimix High Growth	10.96%	14.18%	14.29%
ING High Growth	6.64%	12.82%	-
SINGLE SECTOR INVESTMENT FUNDS
Optimix Australian Fixed Interest	0.95%	2.16%	-
ING Cash	4.51%	4.11%	3.83%
ING Diversified Fixed Interest	0.39%	2.73%	3.56%
ING Mortgages	4.93%	-	-
Optimix Property Securities	11.26%	7.86%	-
ING Global Property Securities (new at 01/10/07)	-	-	-
ING Properties Securities	-6.94%	10.29%	-
Optimix Australian Shares	16.39%	18.68%	-
Optimix Geared Australian Shares	-	-	-
ING Australian Shares	21.20%	21.44%	20.78%
ING Blue Chip Imputation	17.46%	19.38%	-
ING Select Leaders	23.74%	-	-
ING Emerging Companies	20.75%	25.43%	29.86%
ING Sustainable Investments - Australian Shares	24.57%	21.62%	-
Optimix Global Shares	0.13%	8.27%	8.31%
Optimix Global Small Companies Shares	-2.26%	8.44%	-
ING European Shares (Closed)	1.63%	9.82%	8.79%
ING Global Emerging Markets	21.73%	26.28%	19.43%
ING Global Sector (Closed)	-0.50%	7.03%	5.19%
ING Global Shares	-6.04%	4.90%	5.05%
ING Sustainable Investment - Global Shares (Closed)	-1.65%	8.19%	4.93%

Insurance Available:	Death, Death/ TPD, Group Salary Continuance (2 years and to age 65 benefit periods).
Extra Benefits:	Financial Planning, Financial Seminars, Home Loans, Non-Super Savings Options, Retirement Planning, Super Splitting, Allocated Pensions. Member discounts on credit cards, personal loans and special offers on a range of lifestyle and entertainment packages.
Communications:	Employee Reports, Newsletters, Membership, Investment and Insurance Booklets, Publications and Monthly Investment Performance available from the ING website www.ing.com.au. Employer Super 'Breaking News' available from the ING website www.ing.com.au. Monthly and quarterly investment updates available from the ING website, www.ing.com.au. A member update/annual report mailed to all members. Online and workplace member education program.
Employer Services:	Dedicated Account Management and Client Service consultants. Super clearing service available through EasyTransact – free for most plans. Online transactions. Dedicated new plan installation and transition management service. Super transfer service. Online employer information service.  Policy Committee support and secretarial services.

FEES Contribution fee Nil Transfer fee Nil Withdrawal fee $65 (after tax) Investment Management Fee 0.29% p.a. to 1.67% p.a. (after tax) Member Fee $51.00 p.a. (after tax) Additional Adviser Servicing Fee If agreed, either up to 1.30% p.a. (after tax) or $150 p.a. (after tax) Other Expense Recovery fee of up to 0.20% p.a. (after tax) Fee Discounts Very flexible competitive pricing tailored to your organisation’s size and specific needs. Family fee discounts also available. Members generally retain group based fees and premiums (where ING Life provides the plan's insurance benefits) when they transfer to Personal.

The material was prepared in January 2008 but may be subject to change. Integra Super and Corporate Super are issued by ING Custodians Pty Limited ABN 12 008 508 496, RSE L0000763, AFSL 238346.  This material has been prepared without taking into account a potential investor's objectives, financial situation or needs.  Before making a decision based on this material, a potential investor should consider  the appropriateness  of the product for them having regard to their objectives, financial situation and needs.  Before acquiring a product or deciding whether to continue to hold a product, investors should consider the relevant Product Disclosure Statement which is available at www.ing.com.au  and consult a financial adviser.