Fund profiles

HOSTPLUS
	Principal Contact: Steve Rowbottom  Executive Manager Finance Telephone: Member Telephone: Facsimile: (03) 8636 7777 1300 467 875 1300 467 875 Address: Level 9 114 William Street Melbourne VIC 3000 Website: Email: hostplus.com.au info@mail.hostplus.com.au
Overview:	HOSTPLUS is the national superannuation fund for the hospitality, tourism, recreation and sport industries, established in 1987. Over 900,000 members currently enjoy the benefits of being with HOSTPLUS . With more than 50,000 employers, the Fund has total assets in excess of $6.9 billion. HOSTPLUS is run only to profit members. There are no commissions paid to financial planners or advisers and no dividends are paid to shareholders.
Year of Establishment:	1987
Value of Funds:	$6.9 billion (as at 30 June 08)
Key Features:	Consistent returns - Our aim is to achieve strong investment returns, For instance, HOSTPLUS is ranked within the top seven for investment returns on our Balanced (default) option over the last 1, 3, 5, 7 and 10 years. This means over the longer term i.e. 7 and 10 years, you have benefited from good returns. Source: SuperRatings Fund Crediting Rate Survey - SR50 Balanced (60-76) Index, 25 July 2008. Low fees - HOSTPLUS’ fees are amongst the lowest of all super funds in Australia at $1.50 per week. Like most super funds investment expenses also apply. Run to profit members – HOSTPLUS is run only to profit members. So after taxes and investment expenses are taken out of investment returns, we reinvest all profits for the benefit of members. We also do not pay commissions to agents or dividends to shareholders. So more money stays in your account for you to grow a larger nest egg for your retirement. Freedom to choose your investment strategy - HOSTPLUS gives you a choice of 19 investment options offering a spectrum of investment strategies to suit your investment time frame, long-term goals and risk profile Insurance for extra peace of mind – As a HOSTPLUS member you have access to low cost insurance options, including cover for Death and Total and Permanent Disability, Death Only and Salary Continuance insurance cover. 24-hour access – Visit hostplus.com.au anytime and you can get the latest information about superannuation and HOSTPLUS. You can also access your account information and check on your super investment. Take your account wherever you go – If you change jobs, you can still be a HOSTPLUS member and enjoy the many benefits. Enjoy the extras of our Additions program - You don’t have to wait until retirement to reap the rewards of HOSTPLUS membership. Our Additions program provides benefits right away including, HOSTPLUS Travelclub, Low cost banking, Private Health Insurance at special rates and affordable Financial Planning Services. Even MORE for members - We teamed up with Scott Pape, the Barefoot Investor, to develop our funky new financial series. - Ka-Ching! Ka-Ching! The Barefoot series on Moneytude - making it simpler for you to reach your financial goals. Our MORE magazine also helps you get the most out of your super.
Administrator:	Superpartners
Auditor:	PriceWaterhouseCoopers
Custodian:	JP Morgan Chase Bank N.A.
Asset Consultant:	JANA Investment Advisers
Insurer:	ING Australia Pty Ltd

INVESTMENT OPTIONS
Capital Stable	Most conservative and low-risk of the HOSTPLUS pre-mixed investment options. Contains a higher percentage of defensive assets (cash and diversified fixed interest) than the Conservative Balanced and Balanced options.
Conservative Balanced	Contains roughly equal proportions of growth and defensive assets. Contains a higher percentage of defensive assets than the balanced option.
Balanced	Aims to produce good consistent returns. Investments through diversified investment portfolio, including some growth assets and some lower risk investments.
Shares Plus	Contains the highest investment in assets with potential for capital growth among pre-mixed options.
Cash	Deposits in short-term loan securities and other similar investments.
Diversified fixed interest	Usually a loan to a government or business with a fixed interest rate and the length of the loan agreed in advance.
Property	An investment in property or buildings, either directly or via property trusts.
Australian Shares	Maximise investment returns over the longer term within the fund’s stipulated risk parameters. The aim is to outperform the S&P/ASX 300 Accumulation Index over rolling 3-year periods.
International Shares	Exposure to international shares with the potential for a high level of growth over the long-term. Aims to outperform the MSCI World Accumulation Index (ex – Australia) over rolling three year periods
Macquarie Investment Management – Australian Fixed Interest	Passive management.  Guarantee the return of the UBSA Composite Bond Index (All Maturities).  Underperformance of the index by the underlying portfolio is reimbursed by the manager.  Any out-performance of the index is retained by the manager.
Bridgewater Associates – Diversified Fixed Interest	Active management with positions in Australian and international indexed or nominal bond markets, and in currencies, that offer good value. May also invest in Alternatives.
Industry Super Property Trust – Property	Diversified direct property investments in commercial, retail and industrial assets.
Lend Lease managed Australian Prime Property Funds (Retail & Commercial) – Property	Long-term direct investment in a quality portfolio of major-regional core retail assets, commercial assets and industrial assets across Australia.
Balanced Equity Management – Australian Shares	Active management style based on fundamental analysis of stocks within the S&P/ASX100 Index.
Macquarie Investment Management – Australian Shares	Enhanced passive management. Aim is to match the return of the S&P/ASX300 Accumulation Index.
Paradice Investment Management – Australian Shares	Specialises in investing in companies outside the ASX top 100 stocks, as defined by market capitalisation, as well as having the capacity to invest in New Zealand stocks.
Perpetual Investments – Australian Shares	Active value driven bottom up stock picking management based on internal research. Invests predominantly in Australian Shares but has the capacity to invest in securities listed in stock exchanges other than the ASX.
AllianceBernstein - International Shares	Active style blend of value and growth global equity manager that aims to deliver long-term growth of capital on a total return basis using a barbell structure of high conviction growth and value stocks.
Marvin & Palmer Associates - International Shares	Active growth manager investing in countries and shares that the manager believes offer the best opportunity for capital appreciation.

Investment Performance (crediting rates) Growth Asset Weighting Performance to 30 September 2007   1yr 3yr 5yr Capital Stable 28%  9.70% 9.4% 8.7% Balanced 75% 17.3% 15.8% 13.9% Shares Plus 90% 20.10% 18.2% 15.5% Cash 0% 6% 5.6% 5% Diversified Fixed Interest 0% 4.20% 5.2% 5.8% Property  100% 14.20% 12.8% 11.3% Australian Shares 100% 30.20% 24.7% 21.4% International Shares  100% 13.90% 16.3% 13.9% Macquarie Investment Management – Australian Fixed Interest 0% 3.00% - - BlackRock Financial Management – International Fixed Interest 0% 3.9% - - Bridgewater Associates – International Fixed Interest 0% 4.6% - - Industry Super Property Trust – Property   100% 18.20% - - Lend Lease managed Australian Prime Property Funds (Retail & Commercial) – Property  100% 16.10% - - Balanced Equity Management – Australian shares  100% 26.70% - - Macquarie Investment Management – Australian shares  100% 31.80% - - Paradice Cooper Investment Management – Australian shares  100% 26.40% - - Perpetual Investments – Australian shares  100% 30.10% - - AllianceBernstein - International Shares  100% 3.4% - - Marvin & Palmer Associates - International Shares  100% 24.10% - -

<< Back to Main Listings Page